Is it possible that the Cadillac Tax will be a major health spending cost ‘deflator’?
The answer to this question depends, as it always does, on the needs of your employees’ families. Certainly, an employee may save money on a monthly premium basis by covering children only under the dental and vision coverage through the medical insurance plan. However, there can still be gaps in coverage and the children will have differing coverage and network than the parents.
They should compare the coverage in the description of the medical insurance plan to the coverage offered through your group dental and vision plan. Read more below about some of the differences in pediatric dental and vision coverage through the medical insurance plan as compared with group dental and vision offerings.
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