Blue Shield PPO members now have access to a Treatment Cost Estimator. PPO’s provide great choice in medical providers and the ability to go out-of-network if you need to. However, costs for procedures can be difficult to predict. Blue Shield’s Treatment Cost Estimator can help you approximate the cost for important medical services you may…
DetailsAs one client of mine said, “I have life insurance because my kids are not high earners. I want to pass them an estate when I die, not loan debt. Not to mention, they may disagree about whether to sell or rent out the houses I own. One may need cash, the other may be…
DetailsWellness engagement and results data vary dramatically. Some employers who are interested in the concept of implmenting wellness programs but who feel uncertain due to unreliable ROI projections, may be interested to know that employees expect meaningful incentives. The ‘carrot and stick’ approach is a combination that is geared toward the complexity of human behavior.…
DetailsRemoving all of the inaccurate coverage, charged language and complicated terminology thrown around surrounding this topic, the simple issue is the tax the Patient Protection and Affordable Care Act (PPACA) places on health insurers and who is really paying that cost. To many, taxing insurance companies may have sounded like a great idea. However, bi-partisan…
DetailsClients and friends of Bestefits will receive a webcast invitation via email for a Health Care Reform presentation that will address the ‘must know’ information for small and large employers. This will include compliance requirements, filing requirements, benefits technology information and software to automate many compliance provisions. This webcast will not be recorded so please…
DetailsForms 1094-C and 1095-C will be required of employers with 50 or more full-time equivalent employees. For calendar year 2015, the forms must be filed by February 28, 2016, if paper filing, or March 31, 2016, if filing electronically. Many employers are evaluating software systems now that will track all of the information required for…
DetailsAlthough this tax is set to take place in 2018 and there may be modifications before that time, it is important that employers begin considering its impact now. Many employers are already preparing by making changes to the level of plans they are offering and finding other ways to enhance benefits for employees who will…
DetailsSet up fees are waived for employers who sign up before March 15th and the app is only $50/user. Contact us soon if you want to learn more.
83% of survey responses indicate that smokers would prefer an app-based program. This app has shown great promise!
Many small and medium size employers, I’d even go as far as saying MOST small and medium size employers, are not aware that the plan documents provided by the carrier (usually referred to as Summary of Benefits and Coverage, SBC’s, benefit summaries and Explanation of Coverage, EOC’s) do not contain all of the information that…
DetailsAnthem members and plan sponsors have received multiple communications regarding a recent cyber attack that compromised the personal information of many members. Anthem has been working with the FBI to understand the impact to their members and create proper security protocol. Affected members will receive communications from Anthem and will have access to Identity Theft…
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